Our Financing


Klarna Financing


Klarna Financing | Miramar Autor Repair

At Miramar Auto Repair in San Diego, CA, we offer monthly financing options through Klarna, allowing you to pay for your purchase over time. Klarna provides a simple application process and an instant approval decision so you can choose a payment plan that fits your budget.


* Rate ranges from 0.00%–35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.

Affirm Financing


Affirm Financing | Miramar Auto Repair

At Miramar Auto Repair  we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.

Key Benefits of Affirm Financing:

  • Flexible Payment Plans: Choose the schedule that fits your budget with term options of 3, 6, or 12 months.
  • Transparent Terms: Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
  • Quick and Easy Application: Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
  • Checking Eligibility: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
  • No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.


Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

See full terms at 
affirm.com/disclosures.

Sunbit Financing


Sunbit Financing | Miramar Auto Repair

Unexpected car repairs don’t have to strain your budget. Sunbit financing allows you to take care of important maintenance and repairs now and pay over time with flexible point-of-sale installment plans. Designed for everyday essential services, Sunbit offers high approval rates and uses a soft credit check during the application process — so applying won’t impact your credit score.



Most customers receive an instant decision at checkout and can choose from a range of payment term options to fit their needs. Applying is quick and simple, and typically requires a valid state-issued ID, a bank-issued debit card, an email address, and a down payment at the time of purchase. With no hidden fees and a smooth approval process, Sunbit helps you keep your vehicle safe and reliable while managing repair costs in a way that works for you.

NAPA EasyPay Financing


NAPA EasyPay Financing | Miramar Auto Repair

Need more flexibility when it comes to covering unexpected repairs or essential maintenance? NAPA EasyPay Financing makes it simple to manage your vehicle expenses with convenient and transparent financing options — all backed by trusted service providers.


With the NAPA EasyPay Credit Card, you can enjoy exclusive benefits that make auto care more affordable:


  • 6-Month Promotional Financing available on purchases of $199 or more*
  • No annual fee
  • Access to special promotional offers
  • Easy account management with 24/7 online access


We know that car repairs don’t always happen on your schedule — and that’s why NAPA EasyPay is here to offer flexible payment plans that keep you moving forward.

Apply Today